Cryptocurrency investors are increasingly seeking seamless ways to grow their digital assets without sacrificing flexibility or security. In response to rising demand, a major global exchange has launched a new Spot Balance Auto-Investment feature—allowing users to automatically earn interest on idle funds across a wide range of popular cryptocurrencies.
This innovative functionality streamlines the wealth-building process by eliminating manual transfers and enabling automatic compounding, all while maintaining instant liquidity and full control over assets.
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What Is Spot Balance Auto-Investment?
The Spot Balance Auto-Investment feature enables users to automatically convert unutilized spot wallet balances into yield-generating assets through flexible, non-lockup savings products. Once activated, the system automatically sweeps eligible cryptocurrency holdings into a flexible savings account each day, where they begin earning interest with minimal delay.
This means users no longer need to manually initiate deposits into earning accounts. Instead, their idle assets are put to work automatically—maximizing earning potential without requiring constant monitoring or action.
The feature supports a broad selection of top-tier digital currencies, ensuring compatibility with diverse portfolios and investment strategies.
Supported Cryptocurrencies for Auto-Investment
A key advantage of this service is its extensive support for multiple high-demand cryptocurrencies. Investors can now set up automatic earnings on a wide variety of assets, including:
- Bitcoin (BTC)
- Ethereum (ETH)
- Tether (USDT)
- USD Coin (USDC)
- Dai (DAI)
- Binance Coin (BNB equivalent: BBC)
- Dogecoin (DOGE)
- Ripple (XRP)
- Polygon (MATIC)
- Tron (TRX)
- Tezos (XTZ)
- Axie Infinity (AXS)
- Shiba Inu (SHIB)
- SushiSwap (SUSHI)
- BitTorrent (BTT)
- TerraUSD (TUSD)
- XNO
- BABY
- Polymesh (POLYX)
- USDD
All of these are compatible with the Flexible Savings product, allowing users to earn daily compounded returns with zero lock-in periods.
How the Auto-Investment System Works
Daily Sweep Schedule
Once users enable the auto-investment function for a specific cryptocurrency, the system performs an automated sweep every day at 18:00 GMT+8. At that time, any available balance in the user’s spot wallet for the selected coin will be transferred into the flexible savings pool.
For example:
- If you hold 1.5 ETH in your spot account when the sweep occurs, that amount will be moved into the earning account.
- If you add more ETH after 18:00, it will be included in the next day’s sweep.
Interest Accrual and Payout Rules
Interest calculation follows a clear and transparent schedule:
- Subscription Date: Day T
- Interest Starts: T+1 at 00:00 (GMT+8)
- First Payout: T+2 at 00:00 (GMT+8)
All earned interest is automatically reinvested, creating a powerful compounding effect over time. This "set-and-forget" model helps users build wealth passively, making it ideal for both active traders and long-term holders.
👉 Start earning compound interest on your crypto holdings—automatically and securely.
Key Benefits of Auto-Investment
1. One-Click Activation
Enabling the feature takes just seconds. There's no need for complex setups or recurring decisions—simply toggle on auto-investment for your preferred coins and let the system handle the rest.
2. Full Liquidity with Instant Redemption
Despite being in an earning state, funds remain highly liquid. Users can redeem their assets at any time, with proceeds returning to the spot wallet immediately—no waiting periods or withdrawal delays.
This flexibility makes the product especially suitable for those who want to earn while retaining readiness for trading opportunities.
3. Enhanced Security Framework
The platform leverages enterprise-grade risk management protocols to protect user funds. With institutional-level safeguards, cold storage solutions, and real-time monitoring, investors can participate with confidence.
4. Broad Asset Coverage
Support for over 20 major cryptocurrencies ensures that users aren’t limited to stablecoins or large caps. Whether holding mainstream tokens or select altcoins, most portfolios can benefit from this feature.
5. Automatic Compounding
Unlike traditional savings accounts where interest must be manually reinvested, this system applies automatic reinvestment. Every day’s earnings are added to the principal, increasing the base amount for future interest calculations.
Over time, this compounding effect significantly boosts total returns—even with modest daily rates.
How to Enable Spot Balance Auto-Investment
Accessing this feature is straightforward across multiple platforms:
Mobile App (iOS & Android)
- Open the app and navigate to Assets > Spot > Auto-Earn
(Note: Android version currently supports full functionality; iOS update rolling out soon) - Select the cryptocurrency you’d like to auto-invest
- Toggle on “Auto-Investment” and confirm
Alternatively:
- Go to Wealth Management > Flexible Savings > Subscribe Page
- Find the “Auto-Sweep” option and activate
Web Platform
- Log in to your account
- Click on Assets > Huobi Earn Account > Flexible Savings
- Locate the Auto-Investment Settings section
- Choose your preferred coins and enable daily sweeps
Both interfaces provide real-time status updates and allow users to pause or adjust settings at any time.
Frequently Asked Questions (FAQ)
Q: Can I disable auto-investment after turning it on?
A: Yes. You can pause or re-enable the feature at any time through the same settings menu—no restrictions apply.
Q: Are there fees associated with using this service?
A: No hidden fees. The platform does not charge for enabling or using the auto-investment functionality.
Q: Does auto-sweep happen if I have a very small balance?
A: Yes, as long as there is a positive balance at 18:00 GMT+8, the system will transfer it—even fractional amounts.
Q: When will I start earning interest after activation?
A: If enabled before 18:00 GMT+8 on Day T, your balance will be swept that evening. Interest begins accruing at 00:00 on Day T+1.
Q: Can I still trade my assets after enabling auto-investment?
A: Absolutely. If you place a trade using a coin currently set for auto-investment, the system will first redeem the necessary amount from your savings balance instantly.
Q: Is my money locked in once swept into flexible savings?
A: No. All funds remain redeemable at any time with immediate availability—there are no lock-up periods.
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Final Thoughts
The introduction of Spot Balance Auto-Investment marks a significant step forward in democratizing access to passive income in the digital asset space. By combining ease of use, strong security, and powerful compounding mechanics, this tool empowers both novice and experienced investors to make smarter use of their holdings.
Whether you're accumulating BTC, trading altcoins, or holding stablecoins for volatility protection, enabling automatic earnings ensures your assets never sit idle.
With flexible redemption, broad currency support, and seamless integration across web and mobile platforms, this feature sets a new standard for convenience in crypto wealth management.
Now is the perfect time to optimize your portfolio and start earning—effortlessly.