Cryptocurrency is no longer just an investment—it’s becoming a practical tool for everyday life. At the forefront of this transformation in New Zealand and Australia stands Pay It Now (PIN), a pioneering blockchain platform that empowers users to buy, sell, spend, and accept cryptocurrency with unmatched ease and efficiency.
Whether you're new to digital assets or a seasoned crypto enthusiast, PIN delivers a seamless, all-in-one experience designed for real-world use. From instant transactions and zero merchant fees to crypto-powered gift cards and bill payments, PIN is redefining what a crypto wallet can do.
👉 Discover how easy it is to start spending crypto today.
A Complete Crypto Solution for Individuals and Businesses
The PIN Network isn’t just another exchange or wallet—it’s a full-fledged crypto ecosystem built for utility, accessibility, and innovation. With a focus on user experience and real-world application, PIN bridges the gap between digital assets and daily spending.
Why Kiwis and Aussies Are Choosing PIN
Thousands across New Zealand and Australia have already made the switch. Here’s why:
- Zero gas fees when buying, selling, or swapping crypto
- Local banking integration for fast NZD and AUD cashouts
- 40+ supported cryptocurrencies, including BTC, ETH, SOL, TRX, and SHIB
- Instant deposits and withdrawals with minimal processing delays
- Affordable exchange rates that put more crypto in your wallet
PIN eliminates the friction often associated with crypto platforms—no complicated interfaces, hidden costs, or slow transactions.
All Your Crypto Needs in One Smart Wallet
The PIN Network App is more than a wallet—it’s your personal gateway to the Web3 economy. Designed with simplicity in mind, it combines powerful features with intuitive navigation, making it ideal for both beginners and advanced users.
Key Features of the PIN Wallet
- Buy 40+ cryptocurrencies instantly with fiat
- Swap assets seamlessly without gas fees
- Store multiple digital currencies in one secure location
- Fast account setup—get started in minutes
- Multi-currency spending directly from your wallet
This isn’t just about holding crypto. It’s about using it—every day.
👉 See how you can turn crypto into real-world purchases instantly.
Accept Crypto Payments with 0% Merchant Fees
For businesses, PIN offers a game-changing opportunity: accept cryptocurrency payments with zero transaction fees. That’s right—no percentage cuts, no hidden charges.
The Future of Business Payments Is Here
By integrating crypto into your payment options, you can:
- Expand your customer base to include crypto-savvy shoppers
- Receive instant settlements in NZD or AUD directly to your bank account
- Reduce reliance on traditional payment processors like credit card companies
- Future-proof your business against evolving financial trends
PIN handles all currency conversion behind the scenes, so you get paid in local currency while your customers pay in their preferred digital asset.
Shop with Crypto: The Web3 Mastercard® Experience
One of PIN’s most innovative offerings is the ability to spend cryptocurrency like regular money—anywhere, anytime. Through the PIN Web3 Mastercard®, users unlock a new dimension of financial freedom.
How You Can Spend Crypto Today
With the PIN app’s SHOP menu, you can:
🎁 Buy Gift Cards
Convert your crypto into gift cards for over 400 top retailers across New Zealand and Australia—including Kmart, The Warehouse, Uber Eats, and Bunnings.
💳 Use Prepaid Debit Cards
Turn your digital assets into Visa and Mastercard prepaid debit cards. PIN is the exclusive provider of Visa Prezzy Cards and the new Activ Visa e-gift card, giving you unmatched flexibility.
🛍️ Enjoy Exclusive Discounts
Access special promotions and discounts through the app’s ‘Promotions’ section—free deals at over 55 major New Zealand brands, from fashion to food.
🧢 Purchase PIN Merchandise
Show your support with official PIN apparel and gear—because who doesn’t love fresh crypto merch?
This is more than convenience—it’s financial innovation in action.
Pay Bills Using Cryptocurrency
Imagine paying your electricity bill, rent, or business invoice directly with Bitcoin or Ethereum—without converting to fiat. With PIN Bill Pay, that’s now possible.
How Bill Pay Works
- Upload your invoice (PDF or image)
- Select your preferred cryptocurrency (BTC, ETH, BNB, etc.)
- Confirm the transaction
PIN processes the payment automatically, handling all conversions and settlements. No bank transfers. No off-ramping fees. Just fast, secure bill payments powered by blockchain.
Available for both individuals and businesses, Bill Pay supports integration with the PIN app and compatible DeFi wallets—making it one of the most practical crypto utility tools in the region.
The PIN Ecosystem: Beyond Payments
PIN is not just a wallet or payment processor. It’s one of New Zealand’s leading blockchain innovators, offering advanced solutions for businesses and institutions.
Enterprise-Grade Blockchain Services
- White-Label Solutions: Custom-built blockchain products tailored to your business needs
- Token Listing Services: Get your project listed on the PIN Network for greater visibility
- Self-Managed Super Fund (SMSF) Support: Safely diversify retirement funds with crypto—securely and compliantly guided
These services reflect PIN’s commitment to driving blockchain adoption across industries—from fintech to retail to superannuation.
Frequently Asked Questions (FAQ)
What is Pay It Now (PIN)?
Pay It Now (PIN) is a New Zealand-based blockchain platform that enables users to buy, sell, spend, and accept cryptocurrency through an integrated wallet and payment ecosystem.
Can I use PIN outside New Zealand and Australia?
Currently, PIN services are optimized for users in New Zealand and Australia, with local banking support and regional merchant partnerships.
Is there a fee to use the PIN wallet?
No—creating and using the PIN wallet is completely free. You only pay standard exchange spreads when trading crypto, with no gas fees on swaps.
How does the 0% merchant fee work?
Businesses that accept crypto via PIN pay zero transaction fees. The platform covers processing costs, allowing merchants to receive full-value settlements in NZD or AUD.
Can I link my DeFi wallet to PIN?
Yes—PIN Bill Pay and certain features are compatible with external DeFi wallets, enabling broader access to its utility tools.
Where can I spend my crypto with PIN?
You can spend crypto via gift cards (400+ retailers), prepaid Visa/Mastercard cards, exclusive discounts, and direct merchant payments using the PIN Web3 Mastercard®.
The Future of Digital Finance Is Here
Pay It Now (PIN) is more than a platform—it’s a movement toward a more open, efficient, and user-centric financial system. By combining cutting-edge blockchain technology with everyday usability, PIN empowers individuals and businesses to take full control of their digital assets.
From frictionless spending and bill payments to merchant adoption and enterprise solutions, PIN is setting the standard for what a modern crypto ecosystem should be.
👉 Join thousands of users already spending crypto like cash—get started now.
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With its focus on real-world utility, local integration, and continuous innovation, Pay It Now (PIN) is leading the charge in making cryptocurrency a practical part of daily life across Australasia.