The Future of Finance Is Open, Instant, and Accessible
We believe in a future where finance is modern, efficient, and directly accessible to everyone. Imagine a world where assets move as quickly as text messages—transfers are instant, seamless, and secure. A world where financial systems interact across platforms without friction, and more people gain real-time access to personalized financial services. This vision is the foundation of open finance, powered by decentralized ledger technology (DLT) and driven by innovation, transparency, and open access.
At the heart of this transformation is tokenization—the process of converting real-world assets like securities, real estate, commodities, and intellectual property into digital tokens on a blockchain. This shift unlocks unprecedented efficiency, liquidity, and control. Our mission is to empower institutions with the tools and expertise they need to seamlessly upgrade to open finance and deliver these benefits at scale.
👉 Discover how institutions are transforming finance with blockchain technology.
Introducing Tokeny: The Onchain Finance Operating System
Tokeny provides the leading onchain finance operating system, built on industry standards like ERC-3643, to bring control, compliance, and efficiency to the era of open finance. Our enterprise-grade platform enables institutions to issue, transfer, and manage tokenized securities with full regulatory adherence and operational simplicity.
By unifying fragmented onchain and offchain workflows through robust APIs, Tokeny eliminates data silos and streamlines operations. We integrate essential services—from identity verification to compliance enforcement—automating complex processes and enabling financial institutions to connect with any distribution partner they choose. The result? Faster time-to-market, improved liquidity, and the ability to attract a broader client base.
With over 120 successful use cases across five continents and more than 3 billion onchain transactions facilitated, Tokeny is trusted globally by banks, exchanges, fund managers, and governments.
From E-Commerce Innovation to Financial Transformation
Our journey began with a simple insight: if e-commerce could revolutionize retail by making it faster and more user-friendly, why couldn’t finance undergo the same transformation?
Luc Falempin, our founder, had successfully built technology for e-commerce marketplaces. As an investor, he experienced firsthand the sluggishness and complexity of traditional financial systems. While neobanks improved consumer banking, the world of securities and asset management remained outdated—locked in legacy infrastructure with slow settlement times and limited accessibility.
Luc saw blockchain as the missing link—a technology capable of bringing the same speed, transparency, and ease of use to finance that e-commerce brought to shopping. In October 2017, he co-founded Tokeny with Daniel Coheur, a seasoned capital markets expert. Together, they assembled a team of innovators united by one goal: to break down financial silos using blockchain and build a compliant, efficient future for asset management.
Pioneering the ERC-3643 Standard for Compliant Tokenization
Early in the tokenization movement, we recognized a critical risk: without common standards, blockchain could recreate the very silos it was meant to eliminate. To address this, Tokeny introduced the open-source T-REX Protocol in 2018—now officially recognized as ERC-3643 by the Ethereum community.
ERC-3643 is the only official Ethereum standard for compliant tokenization. It ensures onchain compliance through integrated digital identity, enabling assets to remain under regulatory oversight while benefiting from blockchain’s speed and transparency. The protocol has undergone rigorous audits and is widely adopted across the industry as the gold standard for secure, interoperable tokenization.
Industry Firsts, Global Recognition, and Strategic Partnerships
Tokeny has consistently led the way with groundbreaking achievements:
- Launched the world’s first onchain identity solution
- Facilitated Luxembourg’s first real estate transaction via blockchain
- Powered the first BaFin-licensed Security Token Offering (STO) platform
- Crowned KPMG FinTech of the Year in Luxembourg
- Received strategic investment from Euronext, a leading European stock exchange
Our impact extends beyond innovation. We’ve formed a joint business relationship with PwC, earned a security endorsement from Kaspersky after a full audit of the T-REX Protocol, and were selected by the Principality of Monaco as its official tokenization platform.
👉 See how global institutions are adopting compliant tokenization solutions.
We’ve also collaborated with top-tier French banks—including BNP Paribas CIB, CA CIB, and Caisse des Dépôts—to explore digital interbank currencies. Our influence was further validated when we were named to the prestigious CB Insights Blockchain 50 list.
Multi-Chain Expansion and Real-World Asset Tokenization
In 2022, we expanded our technological capabilities by enabling multi-chain support, starting with integration on Polygon. This allowed us to facilitate the migration of $28 billion in tokenized commodities, significantly reducing transaction costs and improving operational efficiency.
That same year, we achieved major milestones in real-world asset tokenization:
- Tokenized commodities and intellectual property (IP) rights
- Powered the first tokenization of football players’ image rights
- Launched the T-REX Billboard, an innovative secondary market solution for tokenized securities
These developments marked a turning point—proving that blockchain can efficiently represent not just financial instruments, but tangible assets across industries.
Building a Global Distribution Network for Tokenized Assets
To solve one of the biggest challenges in digital asset markets—distribution—we launched DINO, a global distribution network designed specifically for tokenized private assets. Backed by strategic investments from Inveniam, Apex Group, and K20 Fund, DINO connects issuers with qualified investors worldwide.
We also strengthened our ecosystem through key integrations:
- Partnered with BitMEX to launch their BMEX tokens
- Integrated with Fireblocks’ turnkey tokenization solution
- Enabled Jewel to issue bank-grade stablecoins on Polygon
- Facilitated the tokenization of a million-euro masterpiece at the KMSKA Museum
These partnerships demonstrate Tokeny’s role as the engine behind institutional adoption of blockchain.
Securing Trust and Powering Green Finance
In 2023, Tokeny reinforced its position as the world’s most secure enterprise tokenization platform by achieving SOC2 Type I compliance and receiving top-tier security audits from Hacken, a leading smart contract auditor.
We expanded our blockchain support to include Avalanche and Klaytn, ensuring rapid compatibility with new EVM-compatible chains. This flexibility allows institutions to choose the best infrastructure for their needs.
Notably, we made history by powering ABN AMRO’s green bond issuance—the first by a Dutch bank on a public blockchain—showcasing how tokenization can support sustainable finance.
Other landmark projects include:
- Tokenizing Emprendeduros’ venture capital fund
- Enabling Blocktrade’s equity tokenization
- Supporting Defactor Labs with $100 million in tokenized bonds
- Facilitating India’s first regulated tokenization via Terazo
- Launching Artsgain’s tokenized art fund
Frequently Asked Questions
Q: What is open finance?
A: Open finance is an evolution of financial services that uses decentralized technologies like blockchain to make asset transfers faster, more transparent, and accessible. It enables seamless interaction between platforms while maintaining compliance and control.
Q: What is ERC-3643?
A: ERC-3643 is the official Ethereum standard for compliant tokenization, originally developed by Tokeny as the T-REX Protocol. It enables onchain compliance through digital identity verification, ensuring regulatory adherence for tokenized assets.
Q: How does Tokeny ensure security?
A: Tokeny achieves enterprise-grade security through SOC2 Type I compliance, regular third-party audits (including by Hacken), end-to-end encryption, and integration with trusted identity providers.
Q: Can Tokeny support multiple blockchains?
A: Yes. Tokeny supports multi-chain operations, including Polygon, Avalanche, and Klaytn, allowing institutions to deploy assets across EVM-compatible networks efficiently.
Q: Who uses Tokeny’s platform?
A: Our platform is used by banks (e.g., ABN AMRO), stock exchanges (e.g., Euronext), governments (e.g., Monaco), asset managers, museums, and fintech innovators across five continents.
Q: What types of assets can be tokenized?
A: Virtually any asset—securities, real estate, funds, commodities, intellectual property, art, and even personal rights like image rights—can be securely tokenized using Tokeny’s platform.
Core Keywords: tokenization, open finance, ERC-3643, onchain finance, compliant tokenization, blockchain for institutions, digital assets, asset tokenization
👉 Explore how blockchain is reshaping institutional finance today.