Bitvavo Staking and Lending: Earn Rewards on 25+ Cryptocurrencies

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Staking crypto has become one of the most popular ways to generate passive income in the digital asset space. With Bitvavo staking, users can earn rewards on over 25 supported cryptocurrencies through both on-chain staking and off-chain lending. Whether you're holding long-term investments or simply want to make your idle crypto work for you, Bitvavo offers a flexible and accessible way to boost your portfolio returns—without locking up your assets.

This guide dives deep into everything you need to know about Bitvavo staking, including supported coins, reward rates, how to enable staking, and key benefits and risks. We’ll also explore the difference between on-chain and off-chain staking models and help you understand how compounding rewards can grow your holdings over time.

Understanding Bitvavo Staking

Bitvavo staking allows users to earn passive income by participating in network validation (on-chain) or by making their assets available for lending (off-chain). Unlike traditional savings accounts, staking rewards are paid in the same cryptocurrency you hold—meaning more ADA for your Cardano, more ETH for your Ethereum, and so on.

The platform supports flexible staking, which means your coins remain liquid at all times. You can sell or withdraw them instantly, even while earning rewards. There’s no fixed term or lock-up period, giving you full control over your funds.

👉 Discover how easy it is to start earning crypto rewards today.

What Is On-Chain Staking?

On-chain staking applies to cryptocurrencies that operate on a Proof-of-Stake (PoS) consensus mechanism. When you stake PoS coins like Ethereum (ETH), Cardano (ADA), or Cosmos (ATOM), you're helping secure the blockchain by validating transactions. In return, the network rewards you with additional tokens.

Bitvavo handles the technical side for you—no need to run nodes or manage validators. All you do is hold eligible coins in your wallet and enable staking.

What Is Off-Chain Staking (Lending)?

Off-chain staking—also known as lending—is different from traditional blockchain-based staking. It doesn’t involve direct participation in network consensus. Instead, Bitvavo uses your assets internally or lends them out to third parties, offering you interest in return.

This model typically applies to Proof-of-Work (PoW) coins like Bitcoin (BTC), which cannot be natively staked. While returns are generally lower than on-chain staking, it's still a way to earn yield on otherwise idle holdings.

Supported Cryptocurrencies and Reward Rates

At the time of writing, Bitvavo supports staking and lending across 25+ cryptocurrencies, with annual percentage yields ranging from 0.05% to 15%.

Below is an updated list of available options:

On-Chain Staking (Staking)

Off-Chain Staking (Lending)

⚠️ Note: Reward percentages are subject to change based on market conditions, protocol updates, or exchange policies. Always verify current rates directly within your Bitvavo account.

Which Crypto Offers the Highest Staking Rewards?

Among all supported assets, Axie Infinity (AXS) stands out with an impressive 15% annual return, making it the highest-yielding option on Bitvavo. This is followed by Livepeer (LPT) at 10%, and COSMOS (ATOM) and Casper (CSPR) tied at 8%.

These high yields come from active participation in their respective PoS networks, where users contribute to decentralization and security.

👉 See how top-performing cryptos can maximize your passive income potential.

How to Enable Staking on Bitvavo

Getting started with Bitvavo staking is simple. Follow these steps:

Via Web Browser

  1. Log in to your Bitvavo account.
  2. Click your name in the top-right corner.
  3. Go to Settings > Staking.
  4. Click Enable Staking.
  5. Select your preferred option and confirm.

Once enabled, any eligible crypto you buy or deposit will automatically start earning rewards.

Via Mobile App

  1. Open the Bitvavo app and log in.
  2. Tap your profile icon in the top-right.
  3. Navigate to Account Settings > Staking.
  4. If disabled, read the disclaimer and tap Enable Staking.

After activation, rewards begin accumulating immediately.

Managing and Disabling Staking

Since Bitvavo offers flexible staking, you can disable it anytime:

  1. Go to the Staking section in settings.
  2. Choose Disable Staking.
  3. Confirm the action.

Even after disabling, previously earned rewards will still be paid out—typically every Monday.

You retain full access to your funds during and after staking, allowing seamless trading or withdrawals.

When Are Staking Rewards Paid Out?

Bitvavo calculates staking rewards daily, but payouts occur weekly on Mondays. The exact amount depends on your average daily balance of staked assets.

You can track pending rewards, distribution history, and estimated returns via the Staking Overview dashboard—accessible only through the web interface.

Pros and Cons of Bitvavo Staking

✅ Advantages

❌ Limitations

Frequently Asked Questions

Q: What is Bitvavo staking?
A: Bitvavo staking allows users to earn passive income by holding eligible cryptocurrencies in their wallet. Rewards come from either on-chain network participation or off-chain lending programs.

Q: Is there a minimum amount required to start staking?
A: No, there is no minimum threshold. You can start earning rewards with any amount of supported crypto.

Q: Which cryptocurrency offers the highest staking reward?
A: As of now, Axie Infinity (AXS) offers the highest annual return at 15%, followed by Livepeer (LPT) at 10%.

Q: Can I stake Bitcoin on Bitvavo?
A: Yes, but only through off-chain lending, not native on-chain staking. BTC staking currently yields around 0.05% per year.

Q: Are staking rewards guaranteed?
A: No. While rewards are regularly distributed, they are subject to change based on network dynamics and exchange policy.

Q: Is my money safe when staking on Bitvavo?
A: Bitvavo is a regulated European exchange, but staked assets are not covered by deposit insurance. Always assess risk before investing.

Final Thoughts: Should You Use Bitvavo Staking?

If you're looking for a hassle-free way to earn passive income on your crypto holdings—with full liquidity and no lock-in periods—Bitvavo staking is a solid choice. With competitive yields on assets like AXS and broad support across PoS networks, it caters well to both beginners and experienced investors.

However, remember that higher returns often come with higher volatility risk. Always do your research and consider diversifying across multiple platforms for optimal yield strategies.

👉 Start growing your crypto portfolio with smart staking solutions today.